University of Idaho — College of Agricultural and Life Sciences Dept. of Agricultural Economics & Rural Sociology
2026 – 2027 Marketing Year

ARC-CO vs. PLC Farm Bill Decision Tool

Compare Agriculture Risk Coverage (ARC-CO) and Price Loss Coverage (PLC) payments for your county, crop, and irrigation type across Idaho, Oregon, Utah, and Washington — updated for the One Big Beautiful Bill Act.

Idaho Oregon Utah Washington OBBBA Rules Applied Historical Payments 2014–2024
Data Source: USDA FSA benchmark records & MYA prices
Coverage: 16 eligible crops across 4 states
Updated: May 2026 (OBBBA ERPs & 2026 benchmarks)
Enrollment deadline: Fall 2026 (delayed from March 15)
⚠️ The 2026 ARC/PLC election deadline has been delayed to approximately fall 2026 due to OBBBA implementation. For the 2025 crop year, producers automatically receive the higher of ARC-CO or PLC — no election needed. Contact your local FSA office for enrollment details.
ARC vs. PLC Payment Comparison Tool — Idaho, Oregon, Utah & Washington 2026/2027 Marketing Year  |  OBBBA Rules
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What is ARC-CO?

Agriculture Risk Coverage — County Option pays when actual county revenue falls below 90% of the benchmark (5-year Olympic average). Protects against both low prices and low yields.

What is PLC?

Price Loss Coverage pays when the national MYA price falls below the Effective Reference Price (ERP). Pays based on price conditions only, regardless of county yields.

OBBBA Changes

The One Big Beautiful Bill Act raised the ARC-CO guarantee to 90% (from 86%) and the payment cap to 12% (from 10%), and updated ERPs for many crops for 2026–2027.

How to Use This Tool

Select your state, county, crop, and irrigation type. Compare ARC-CO and PLC payments across MYA price scenarios. View historical payments and enrolled base acres.